Last updated: January 15, 2026
1. Introduction
Swift Reserve Bank ("we," "our," or "us") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your data.
2. Information We Collect
Account Information
When you create an account, we collect your full name, email address, and password. Passwords are encrypted and never stored in plain text.
Application Information
During the onboarding process, we may collect your stated occupation, purpose for the account, and other profile details you provide.
Transaction Data
We record transaction data, including transfers, credits, and debits, for the purpose of operating your account and maintaining accurate financial records.
Technical Data
We may automatically collect device information, browser type, IP address, and usage analytics to improve the platform experience.
3. How We Use Your Information
- To provide and maintain your banking services
- To authenticate your identity and manage user sessions
- To communicate with you, including responding to support messages
- To improve and optimize the platform experience
- To enforce our Terms of Service and protect against misuse
4. Data Storage & Security
Your data is stored securely using industry-standard cloud infrastructure (Supabase / PostgreSQL) with encryption at rest and in transit. We implement Row Level Security (RLS) policies to ensure users can only access their own data.
Important: We recommend that you use strong, unique passwords and enable multi-factor authentication to protect your account. Never share your login credentials or PIN with anyone.
5. Data Sharing
We do not sell, rent, or share your personal information with third parties. Your data is used solely for operating and improving our banking services in accordance with applicable privacy laws.
6. Your Rights
You have the right to:
- Access the personal data we hold about you
- Request correction of inaccurate data
- Request deletion of your account and associated data
- Withdraw consent for data processing at any time
7. Cookies
We use essential cookies and local storage to maintain your session, remember your theme preference, and ensure proper functionality. We do not use tracking or advertising cookies.
8. Children's Privacy
Our Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.
9. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date. Continued use of the platform constitutes acceptance of the revised policy.
10. Contact Us
For questions about this Privacy Policy, contact us through the in-app support chat or email us at privacy@swiftreservebank.com.